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Author: joelcorley Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308858  
Subject: Re: Should I correct these on my credit report? Date: 2/5/2003 6:20 PM
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Tennberg,

You can dispute all of these except for the date of first reporting. For the most part, they just take your word for it. However, I'm not sure I would provide them a date of birth unless they already have it. I would definately dispute any name aliases they might have for you that you don't actually use because these improve the chance for a casual mistake.

Removing an old address that's not very old may prove difficult; but if you dispute it and they have no way to verify the information, they should drop it.

I'm sure that staying at a residence -- especially one you own probably improves your FICO. You'll probably want any information that shows that history. Showing your parents address isn't necessarily a bad thing.

I'm not sure if it's worth making these changes. Certainly I would do it if any of the information is simply wrong. Also, would give them updated information if I were buying a house. Beyond that? ... Beats me.

- Joel
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