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While I was not seriously invested in the Racy to Reluctant portfolios I do appreciate David Braze's data re the past year and consequences for having all money in stock. While the traditional advice is always for retirees to have money in fixed income this article of 12/4 makes in PAINFULLY clear what happens if one has everything in stock. There's more talk of retirees staying aggressively invested these days and I tend to lean in that direction. Excuse me while I check my bond fund,money mkt allocations. Kaymik
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