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Thank all of you for responding to my inquiry about LTC. The Pixy articles are especially helpful and informative. Now if any of you have recently evaluated particular LTC products, please advise.

I hate to buy LTC (would rather put the money into investments). Recently, I crunched retirement numbers with no SS factored in to see how paying for a nursing home for a few years would impact my savings. (since our Fed debt keeps growing and our SS savings will likely be diminished).

With that in mind, I may need the insurance.
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