Thank you all for your replies! No new credit card for me until we sign on the dotted line for that house. Thanks for the advice. Boy let me tell ya... The membership to TMF discussion boards has paid for itself a milllion times over!If you don't mind my asking, what does DH do that grosses over 100K a year? :)DH is a sub-contractor for a residential framing construction company in the Tampa Bay area. It hasn't always been a source of high income, however. He started out at $5 an hour... He's just very smart and an incredibly hard worker. Now he has his own crew, a 12 neighborhood contract for 2 or 3 years out and another crew planned to start in 2004. Thanks for letting me brag on him! He has always been willing to go the extra mile to provide for our family, even when he wasn't making much money. To echo other sentiments I have read elsewhere on this board, I don't think I would be trying to LBMM if we didn't have this increase in income. Three years ago, I can remember being a full time student, having a 2 year old, and DH bringing home $300 a week. We were lucky to have money for groceries. Somehow we always got by, but looking back I don't know HOW!One more thing... a lot can be said by DH's attitude. I've learned so much from him. While other employee's of the company constantly complained about the long hours and how they needed a raise, DH put his head down, took his shirt off, kept his mouth shut and worked that much harder. Short term, all of the complainers were satisfied, but now they all work for my husband! LOLThanks for listening! And thanks again for the great advice.Health and Happiness,FitGirl
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