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For raising my homeowners insurance premium by 50% (+/-)! That kicked my butt into gear to go talk to my car insurance agent (Erie Insurance). She lowered my rate back to $60 (was paying $52 with you, Allstate, till you jacked it up to $78) AND got me earthquake coverage which you don't offer AND lowered my car insurance by $10 a month. Woo-hoo! I'm happy!!!
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It appears that Allstate and Nationwide are now requiring to you "bundle" their services. Here in SC, if you do not bundle, you are dropped, particularly along the coast. I don't know about the other companies, i.e., USAA, Geico, etc.

Donna
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I have Geico for our three cars and USAA for the homeowner's insurance. They all bundle but have never had a problem with any CS rep being negative about only having one aspect of insurance.


Robyn
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I've used USAA for years, always happy.
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I have Geico for our three cars and USAA for the homeowner's insurance.

Are you with Geico by choice or by necessity? I have had USAA since I graduated, and I've never bothered price shopping. I might when the kids start driving in 1.5 years, though I was more than pleased with the theoretical quote I got from USAA (since my kids were in the system, she couldn't pretend they were 16 so she priced it as if they were 14 and driving...shouldn't make a difference.) Total insurance bill for two new drivers only went up by 50%. I was expecting worse.

Anyway, just wondering if you're with Geico because they beat USAA's price by enough to counter USAA's rep.

v/r
Tom
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Total insurance bill for two new drivers only went up by 50%. I was expecting worse.

You may be surprised if you add more cars to the fleet. Kids as primary drivers are a lot more expensive than as secondary drivers.

PSU
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You may be surprised if you add more cars to the fleet. Kids as primary drivers are a lot more expensive than as secondary drivers.

And that is exactly why we've juggled 3 cars over 4 drivers for the past 2 summers. If I'd add a 4th vehicle, the insurance would really go through the roof, and it's not exactly cheap now.
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And that is exactly why we've juggled 3 cars over 4 drivers for the past 2 summers. If I'd add a 4th vehicle, the insurance would really go through the roof, and it's not exactly cheap now.

When his two oldest kids were living at home and driving, my brother discovered it was cheaper for them to take the kids off the parent's insurance and get them their own insurance. Something to do with the homeowner's insurance, I think. And that was in Massachusetts.

Nancy
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When his two oldest kids were living at home and driving, my brother discovered it was cheaper for them to take the kids off the parent's insurance and get them their own insurance. Something to do with the homeowner's insurance, I think. And that was in Massachusetts.

Thanks for the suggestion. It is something that we looked at, but they'd still need to be on our insurance if we wanted them to be able to drive our cars because they live in our house. Once they move out, they can have their own policies and we don't need to cover them even if we want them to be able to drive one our of cars from time to time because they wouldn't be part of our household. It would be the same as if I lent you my car to drive. It would still be covered by my insurance because I gave you permission to borrow the vehicle, but I don't need you on my policy because you don't live at my house.

I am not sure if it works the same in other states.
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they'd still need to be on our insurance if we wanted them to be able to drive our cars because they live in our house.

Ah, that was the difference then. My brother and his wife gave them the oldest car, and took it off the parents' registration and insurance. Then they weren't allowed to drive the parents' cars.

It wasn't for long; the daughter went off to college, and the son eventually bought a pick-up of his own. But taking the two kids off the insurance helped a lot.

Nancy
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