No. of Recommendations: 1
Thank you both. To answer your question, no, there is no SAHM insecurity. The insecurity is that everyone talks about their Roths and IRAs and I feel like I am missing out on something great :)

Obviously, all stock options, his 401(k), etc are in his name only. The brokerage account is in both of our names. I guess if we get divorced, this could be an issue. However, I don't anticipate that happening. Also, I am the one that pays any attention to our finances and does ALL of the trading,etc - so maybe a judge would take that into account.

Okay, so I may have given more info than needed. But, my point is that I am ok with my current "profession" though not as highly regarded as my old title (computer programmer), the current is more important - in my opinion. I am also ok with having both names on the account.

What I am worried about is being taxed more heavily than we can afford at retirement (or even now?). In the brokerage account, I am mostly buy and hold somewhat long term (1-3 years mostly). Sometimes I see fit to drop something after less than a year, but i try hard not to because we get heavily taxed that way. I am trying to build more dividend producing stocks into our portfolio.

So, that's the background and basis for the question.

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