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Thank you dsemmler-

I think I will go ahead and just keep the Traditional IRA that I have, but will take some time to figure out what I should be investing in.

As for my current Roth IRA - I think I will transfer that to a fund family such as Vanguard. I do not want to be investing in the same index fund in my Roth IRA as I am in my 457 (deferred compensation) plan though. Do you think it is smarter to invest in an index fund through my deferred comp plan, or through a Roth IRA? Again, I do not get any matching from my deferred comp plan, but they do offer a Vangaurd Total Stock Market Index.

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