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Thank you for all of those replies. I will look up which funds are available and post them. Off hand I remember a S&P 500 Spartan index and several mutual funds for bonds, growth, income and international exposure. I was leaning towards a targeted fund because I know so little about investing. I am fortunate that my company will match the first 7.5% with a 50% addition.

Would someone mind explaining about a Roth IRA. I am not familiar with this. How do you go about setting one up?

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