Thank you for all the ideas. I really like the Cash secured PUTs idea and the Preferreds.


Reality is such that cash is cash and everything else isn't and entails a risk to your principle. Unless you have your cash in a federally insured bank account your "cash" is vulnerable.

Unfortunately, a lot of people buy that common stocks are risky and other interesting bearing "investments" are less so. This isn't necessarily the case.

Given the present interest rate environment; that is, interest rates are very low, people are understandably drawn into interest producing concoctions that, if interest rates were higher, wouldn't even tempt them.

Softly, softly…

kelbon