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This is a link to a short entry that gives the abstract to a linked article about the possibility of a genetic variation pertaining to borrowing.

http://pubcit.typepad.com/clpblog/2012/12/is-there-a-gene-fo......

Could be interesting, could be unsettling. What if lenders started demanding DNA tests before they agreed to lend large sums of money? Or before hiring a CEO?

Nancy - Windowseat | Date: 12/6/2012 2:20:03 AM | Number: 306495

Actually the use and possible misuse of genetic testing is a scarey potential problem in many areas of life. The problem for mis-use is similar to the problem of Insurance Companies using auto insurance applicants FICO scores to rate and price insurance policy products. They use the FICO scores simply because: 1. They exist, and 2. they are inexpensive for an insurance company to obtain from the UnFair-Issac corporation. FICO scores were NEVER designed to ever rate insurance risk of any kind yet they are frequently used that way. There used to be a term: "There Out to be a Law". In this case State Insurance Commissioners could simply administratively prohibit insurance companies from accessing applicants for insurance FICO Scores.

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