Thank you for sharing your story DebtDodger! I was so moved by your description of moving from hopelessness to hopefulness.I also loved your description of the 4 options for life five years from now: worse, same, better, or dead. That breaks it down very starkly! And it's a great reminder that our daily actions really count, because they add up to leading us either somewhere good or somewhere bad.Congratulations on getting your degree, moving into a fulfilling and better-paid career, climbing out of debt and "changing your family tree" as Dave Ramsey says!Please continue to post here,FIgirl
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