Thank you for the welcome.I found the mutual funds were paying yearly but the rate was quite low. At my age, I could afford to take a little risk. But, with the economy as haphazard as it is, putting the stops in place sort of secures your funds. The only exception to the rule is bankruptcy. But, if you follow the business news and hear anything about the companies, the stop price is adjustable and you can sell at any time.Not all produce a dividend, one of my accounts: MO,DNA,SPH,VZ for example. My annualized yield overall will earn 44% more than my annualized mutual funds.Just a concept. I haven't bought any new funds in a number of years since I got onto the stock kick. I really like the results in my retirement portfolio. Look for stability.Julie
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