Thank you for your advice. Yes I am greatfull for being with this parent. I have been on my own before, so it is not like I have never been out in the real world. Most of my debt was a "foolish" trip to London. It was well worth it in every aspect and I would do it all again with the same circumstances given to me. The only bad aspect of it was that it was a bad finanacial decision. I do have a full time job which will help me to pay off my bills. I do give rent and pay off car payment which is actually going into this parent's retirement account. After Sept. I can put more into my credit card bills. A $7,900 credit debt to a $23,000 income ration is high. Lenders would not give me money, and I do want to go on to grad school. I want to pay this debt off for those very reasons and it is a big part of moving back in. I certainly just don't sit around and watch t.v. all day. The rent idea was my own and no one forced ot talked to me about paying it. It is not much, but will help out and hopefully shows I am greatfull. I hope that this gives a better idead of my situation to you. Please post to this or email me at:email@example.com to give any more advice you can.Thank You.Edward CrawfordP.S. There is indeed more out there to deal with financaly than I ever thought. Credit cards seem to be the heorin of my generation. :)
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