Thank you, the info that I will have to pay 5% of what we receive is useful, so if we do sell it 10% goes into ing. Sounds simpleI've NEVER been able to itemize since owning a home (since 1979, incidentally) except when we owned two properties, and I'm not about to do that again because that was a mess I will not elaborate on (friends don't let friends destroy friendships by renting & trashing their house).I will have to look into the medical expense thing. thanks. I will accept other comments graciously.thanks again.jts
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