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Thank you, there is no doubt that insurance carriers, as one of the players in a free market system, are in some cases worse than the government.

I manage a self funded insurance program and I remember arguing with the TPA and the reinsurance carrier about why would a breast reduction surgery be approved as medically necessary from a quality of life issue but at the same time they would not cover the costs of hearing aids periods.

I can imagine that having large breasts can impede ones quality of life after time....but at the same time, and following the same logic, I also believe that losing ones ability to hear could also impedes ones quality of life...

Or eyeglasses...

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