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Thank you.
Today's phone calls were just getting through the front lines. I have now alerted both places that I'd like them to justify what they're doing and expect a return call or two tomorrow.

I haven't found a clear statement of the need to report the income for a plain CD (no loan involved) on the IRS site (Pub 17).

of course, my main fluster was because I was going to get the taxes done this weekend, until I discovered this discrepancy on Saturday evening.
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