Thank you Tony and Bruce. I am going to sit down and figure out what I am spending where first...then I'll decide how to get rid of it. Most of it was accrued this year when I went to visit my children and didn't take enough cash with me...It's amazing what I ended up buying for them. Anyway, I had to buy tires for my car cuz they were all rotten but at least that is a 3 months same as cash deal. I just hate getting these bills in the mail.I'll keep you posted as to what I do and when its all gone.(the debt I mean)Ginny
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