Thank you. Very helpful.Ten days ago, I asked my TIAA-CREF advisor to mail me the paper I need to sign to begin annual withdrawals from the TIAA account to move into the CREF part, where the money would not be obligated to go into an annuity.He said he would mail the paper to me the next day.It has not yet arrived. I intend to call the office tomorrow and inform the head person that I am dissatisfied. Either they place me with a competent advisor or I will start moving my money out of TIAA-CREF entirely and into Vanguard.
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