Thank You very much for your reply. I trust that your advice is correct and will abide by it.However, it seems to me that the tax code is a little unfair when gifting to a qualified church or charity because:(1) In the case of appreciated stock the appreciation in price is not taxed to the donor but,(2) In the case of appreciation (interest) of EE Bonds the appreciation is taxed to the donor.Do I understand the "rule" correctly?Thanks
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