Thank your very much Pauleckler, Brucecm and Greg (Watty56). I really appreciate the time you take to help me.With regard to hidden fees: I have no experience with finances so I don’t know if I’m getting hit with any hidden fees, but I checked my balance on 1/1/08 and on 12/31/08 and it has gone up exactly 4%. I called ING and they said that I am not being charged any fees and that since I was in prior to 2004, the 4% is guaranteed as long as I want it. But they also told me some things that were not true such as that New York State will step in to help me if ING goes under.Is there a way I can keep tabs on ING to see if they are getting into deep trouble?
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