Message Font: Serif | Sans-Serif
 
UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next
Author: DarkStu Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 25275  
Subject: Re: 401K Fund Allocation in 2009 Question... Date: 2/24/2009 10:27 AM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Thanks a lot for the replies, but perhaps I didn't ask my question correctly.

Yes, we plan to continue the 401K plan through Fidelity (as long as my wife works at her current job)...but my question was should we keep our current fund selections/allocations:

22.45% FA SMALL CAP A
21.01% NB GENESIS - ADV CL
18.00% FA FREEDOM 2040 A
17.95% DREYFUS S&P 500 INDX
15.87% FA MID CAP A
4.73% FA INTERM BOND A

-----------------------------------------

Or move the majority (if not all) our funds into the FA INTERM BOND A fund which is seeing at least a small positive growth?

We had 27K, now after last years negative drops we're looking at 19K...so would it be better to keep buying shares each month in the above funds even though they're sinking further and further OR should I protect as much of the remaining 19K and move it into the much safer Bond fund?

Does that make sense?

Yes, we still will continue to contribute into the 401 account, and yes I'm aware that there are no guarantees in predicting the future. I'm just looking for advice from those much more experienced than I in investing...should we stay in the more risky fund selections since we've stayed there this far or should we move our funds into a safer location but lose the shares we accrued in those other accounts?

I hope that is a bit clearer of a question, I'm sorry if my OP was confusing or not clear :)

Thank you all again for any & all suggestions!

Best Regards,

Stu
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next

Announcements

Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Post of the Day:
Value Hounds

Considerable Headwinds for Profire Energy?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement