Thanks again for the insights, both of you. I'm still taking notes! My wife is planning to be a SAHM, and our house budget has to take that into account. That makes a good barrier for what kind of house we can really afford -- from what I understand, I should expect the monthly cost of a house to be about 1% of its full purchase price (this includes mortgage payments, property tax, insurance, maintainence), does this fit with what you have experienced?
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