Thanks again for the thoughtful answers.Bruce thx for the Quantum link..I will do some investigating. Also the heads up on DVY vs the others...PKnudson...my original thoughts were to get her out of the MM (where the 300 is..) Total portfolio is about 750K taking into account some stock funds and IRAs. She is 61 and will be getting SS.I, on the other hand, am a few years younger, and you never know...I guess by default I am using her case as a guinea pig to figure out my own stratagy in a few years time, Both our Ports are amazingly close,(separate at this point because we've only been married less than 10 years)... so I think I can learn from what we do with her and apply it to me in a few more years 110
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