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Thanks AJ, although I don't think you fully understood my poorly worded question. My thought was, why would I want to keep new investments in a NON-tax-deferred account (a regular brokerage account) instead of putting them into a Roth. Obviously, there are limits on how much one can contribute to a Roth, but within those parameters, is there ANY objection to using the Roth?

I've heard often that a mix of trad/roth/outside is the way to go. I don't have anything in this last third, other than too much cash...

Byron

Who, after typing the above words, has concluded that the obvious answer is NO. Correct me if I am wrong.
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