Thanks Bruce. I would think since we are both healthy women, to be prudent, we should plan to live until age 95 just in case. The last thing I would want to do is run out of money.I also think we should have some kind of insurance policy on each other, as I am concerned when one of us dies and the other will lose out on the partners ss income, unless we won't need it. Also, what is not factored in there is if the ss system changes in any way, or gets reduced for us. We will also have some inheritance at some point in our lives, but really don't want to count that, and hopefully it will be enough to pay off our mortgage completely wherever we decide to retire. The Healthcare costs are the most uncertain componant, and we will likely need some long term care policies as well.
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