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Thanks -
But transferring the cash in would be manual? (If I'm understanding correctly.)

Sorry, my point was I would have to transfer the cash from somewhere - be it from another account, the actual 401 account or from my paycheck.

I would have to transfer the amount I'm contributing and also the company match.

Previously running 2010 and in prior versions it did not require me to have a cash source. I used the automatic update to track performance/buys and was not concerned with any cash balance.
Just wanted to keep it simple...

I only upgraded to be able to keep automatic updates running - so I wouldn't have to do anything manual with the account.
(Well, except fix it when it burps)

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