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Thanks, catlovr, for your response. I will take you up on your offer of receiving your treatise, although I will feel a little guilty not paying for it as you did take the time to research and write it, and even posting it on Soapbox. Not so much, however, as to not receive it.<g>

I also agree that taking on a partner requires very careful consideration. Thanks for reminding me. And, I will get the Kaplan book. Thanks again. NowInMaui
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