Davethis is the first year that people in mutual funds are facing(unless the market goes up big time before the endo fo the year) the reality that their fund(s) may have a net loss but yet they will still have capital gains to contend with.I agree with your views and the effort that you put into the postings is evident...thanks and keep up thecause...for it is those that have put $$$ aside now that will garner the goodies later...wild BillPS: the best of the holiday to one and all!!!
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