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Thanks everyone..
I am serious considering going the ETF route.
Commissions are not a problem for me. I am gradually selling off my individual stock holdings ( taxable account). I am also repositioning my tax free and tax defered accounts.
Temsike: thanks for the breakdown of your holdings. It'll help with my research before I take the plunge into ETFs.
I will investigate the CD idea as well.


MEG
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