Thanks for all the replies everyone... i pointed out the obvious to the folks tonight and low and behold it worked, they've adjusted their budget to add in the extra payments. Who says lender's junk mail is always junk! Speaking of Nigerian money fraud, "i'll buy that 1992 mustang off of you for $5,000, just let me wire you some money as a down payment"Been there, avoided that.IslandFoolin
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