Thanks for all the thoughtful replies to our situation. I had never really considered high Div paying stocks (ie JNJ PG etc as mentioned.I wonder about a Div ETF such as DVY?Our first outing with Financial advisors ended up with being sold a VUL.That was before I was a fool of course and when we could get out at a not too painful point we did. Another FA outing it was buy "MY" stuff...its the best" (loads ets) I realize there are Fee only advisors but we're just a little soured on the whole experience. Thanks for the tip on Vanguard's service -something to look into.The preferred stock is something new to me...I'll need to explore it.The 300k is in Vanguard so I'm assuminmg it would be one of last to go belly up!!Any more thoughts all aleways welcome...This board is wonderful----THANKS!110
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