Thanks for all your help and all the information (again!)Yes, I am looking to buy the house in about a year, so I am thinking that it would be best to take the money out now. I was just hedging my bets since seeing the numbers go up (finally!)is so pleasing. Since I am hoping to purchase a house in a year, that was why I focused on how I should not add any additional funds (the whole ordinary tax thing). I still don't really understand it all (how it works in terms of taking all of it out and how the money that has been in there for a longer than a year gets taxed, versus the less than one year amount), but I'm certain that Vanguard can explain it to me.I have been trying to find companies that cater to the nonprofit crowd, but haven't had much luck yet. Vanguard, for example, requires an initial investment of $5,000 for each participant, which I am certain is not an option for many of my fellow employees. So, we will see.Thanks again for putting me on the right road. Even when I was searching this website, I must have been looking in the wrong places because I didn't find several of the articles you mentioned. The many links that you have sent me have been quite helpful. I have no doubt that with the information that you have given me, that my CEO will surely be interested in looking at something different.Take care.
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