Thanks for asking, jrr7. In reply:What do you mean by "low to low/moderate risk"? Are you talking about risk to income stream, risk to quicksale value of investments, or risk to longterm value of investments?>> I would be uncomfortable eating a loss of, say, more than 10 percent of my investment if I decided to sell at some point over the next 5 to 10 years.What goal are you trying to accomplish, that makes you think stable income + low risk is a good fit?>> My wife and I are in our late 50s. We would like to retire within the next couple of years and live comfortably but not extravagantly off our nestegg. We've got approx. $800K in CDs, stock, and cash, approx $620K in TIAA, a paid-off house, and other paid-off real estate with a value of approx $450K. Zero debt -- none. We started from scratch and worked hard to get where we are. We want a stable income stream to live on, and I want to sleep peacefully at night after carefree days spent paddling my canoe and doing volunteer work.Fungi
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