Thanks for the advice Joel.My Experian credit score dropped about 70 points or so (was in the 700s, now in the high 600s). The thing I'm worried about in seeking verification (Part 2) is what SeeFoolRun pointed out - doesn't that reset the clock? As it stands, this entry is supposed to roll off in 2012 (or at least that is my understanding from my Experian credit report).
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