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Thanks for the advice.
Now I have a more questions . . .
I have used the Roth IRA calculators at about four different web sites and all of them show different amounts! Which one do you feel is the most accurate?

<You'll be removing funds from your current portfolio, and will have a lost opportunity cost on those funds in the future.> How can I figure the lost "opportunity" you mentioned?

Do you think this is something I should go to CPA for and can I figure it out myself. No one knows what the future brings!
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