Thanks for the answer. As the other four are not IRAs, i agreed that I am screwed. Can I hypothetically roll over my IRA into a self directed IRA UV4+ model using the $12000 IRA money split into IP $8000, T $4000 + $2000 current year IRA contribution + $2000 into T as a stock purch and $4000 each into GM and EK as stock purchases? That way $10,000 would be in stock purchases and $14,000 would be for my self directed IRA. Would this fly?
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