Thanks for the details. I was not sure how these worked.No limits. No caps.That would make DH insane, so there's no way we'd ever do one of these.$1.75 per thousand interest only.$4.12 per thousand fully amortized over 25 years.I probably just don't understand how this is calculated, but I'm paying $4.15 per thousand on the fully amortized over 30 years 5/1 ARM that we are refinancing to, so I'm not actually seeing much advantage to using this one, at least in our case. I do like learning about the various products, however, as you never know when a different product will be more suitable for reaching a particular goal.
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