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Thanks for the feedback.

I kind of expected the question about the high level of small cap. Actuall, we just divided our contributions into thirds. The performance of the funds over the last few years resulted in the division you see today.

I was thinking of reallocating our allowables (non-company stock) into the Vanguard Total Stock fund for me and the Putnam S&P fund for him excepting about 10% left in the small caps and 10% left in international funds.

How does this sound?

The company stock is BAC, by the way, if this makes any difference.

thanks again for the responses. I'm learning every day here.

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