Thanks for the good tips, Phil. We have a lawyer who prepared our wills, Power of Attorney, etc and a local CPA who does our straight forward taxes. Our financial situation is not complicated, but as you say, deaths are a stress on family members. An up to date Letter of Instruction that cites various details to include "not to act in haste or fall victim to impetuous, unwelcome advice" will be a valuable reference.Joe
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