Thanks for the info. According to Publication 590, I can contribute $2,000 to the traditional IRA and $2,000 to the Roth IRA, but due to my income I can't deduct the traditional IRA contribution because I participate in a company savings plan (I think a 401k qualifies).I plan to open an Education IRA so that would mean I would have a 401k, IRA, Roth IRA, Education IRA and a brokerage account. TMF strongly endorses index funds to achieve diversification and I agree with that principle, but is investing in index funds across all these vehicles more redundancy than diversification?
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