Thanks for the info and support.Yes, I've read the Roth IRA section and lots of other stuff, but I will check out smartmoney. I have considered the questions jj7 posed for a long while, and know that I want a nestegg to be comfortable in retirement, timeframe is 20 years, so I'm willing to tolerate some market swings over the long haul. I'll start with an index growth fund (Vanguard) and a blue chip mutual fund until we amass enough to diversify.There, I feel better now. Thanks
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