Thanks for the info! Consider your message to be worthwhile....I found it very helpful! I'm a newbie and have not invested my first $1 yet, however I have a 401K that I want to understand better and eventually manage on my own. I'm currently in the Research Phase and your message is quite timely. I will take into consideration what you've suggested - not because someone told me to but because what you said makes PERFECT, Foolish sense (and I like your writing style). OK, so maybe that last reason isn't very sound, but it works for me. Hey if you don't have fun doing something, why do it? Thanks again for your opinion and suggestions!
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