Thanks for the replies. I don't have any real reason to get a higher return... I don't live large, but I guess I'm more fascinated with the process of investing than trying to build some outrageous sum of money. To put it another way, some people like sports... but I've never been a big sports fan, but I've always been interested in investing... it's my entertainment of sorts... as corny as that probably sounds.Being a sports fan is a lot cheaper, even if you can no longer get bleacher seats plus a hot dog and coke and subway fare both ways for a buck. (Okay, I was half price as a kid: for my Dad it was about $1.75.)An occasional trip to the Keewadin Casino is cheaper too.The best advice any of us can ever give you is: do not invest for entertainment value or to prove how smart you are or because some one tempts you to prove how smart you are. Lots of folks out there playing smart guys who think investing is fun or a macho trip for suckers.You can get average returns on the US Stock Market with a Total Stock Market Index Fund from Vanguard or Fidelity for extremely low costs. The vast majority of investors who try to beat the average, almost all of whom think they are smarter than all the other smart guys who think they are smart enough to beat the average lose.
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