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Thanks for the responses, especially the link to the online info. From there I grabbed this:

You can receive widows/widowers benefits based on your age at any time between age 60 and full retirement age. However, if you start at one of these early ages, your benefits are reduced a fraction of a percent for each month before your full retirement age. If you start widows/widowers benefits before age 62 and switch to retirement benefits when you reach your full retirement age* your retirement benefit may also be affected.

With respect to tmeri's point, yes, I am pretty sure she will do better to collect on her own merit, as she worked for many years after her husband's passing. But it seems she can start collecting now against her husband's benefit, and since she is over 62, not incur a penalty to her own benefit when she reaches her full retirement age.

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