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Thanks for the sounding board.

Some more detail to make the situation a little clearer: My mom is rather late in the retirement savings game - her current savings amount to about $10K and she is now in a position to save between $10-12K per year. She is very new to investing and while I'm slowly schooling her in the ways of the Foolish, in the meantime, she has asked that I help get her started in investments. As for risk tolerance, given her low amount of savings and relatively short retirement horizon (10 years or so), she is willing to assume a high amount of risk. I tend to agree with her - given her current savings, there's not much to lose.

My goals at this point are to try and maximize the remaining time that's left by investing aggressively(within reason, of course), while keeping the strategies relatively simple and the number of investments relatively low - that way, my Mom will be able to understand where her money is, why its there, and how its doing. I guess the lingering question in my mind, is how to devise a strategy that's as aggressive as possible, without being reckless.

Anyhow, that's the situation. Thanks for the advice so far.

And by the way, my use of the term "older mom" refers more to the fact that she is relatively close to retirement age, than to her absolute age - so please don't take offense.


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