No. of Recommendations: 1
Thanks for the welcome! It's sort of scary to be "out", but I figure it's the only thing that's going to keep me on track.

1. Do you have a Freedom Account --

I have an outline of a Freedom Account set up; I'm just struggling now with figuring out how to fund it. I spent a good part of the weekend looking at my monthly expenses and trying to figure out a plan. I'm going to post hopefully later this week with some details...

2. I think it would be a good idea to bite the bullet and let your expenses catch up with your Amex bill.

Great advice; that's just what I'm going to do.

I just have to turn off that voice in my head that tells me "Let's just wait until after the holidays..." It seems to me like this is the *perfect* time to put this in place; I just have to keep running the mantra, and not get too depressed about it all :)
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