Thanks for warning us; I'm sorry this happened to you.I changed all my due dates to the second half of the month, but make my online payments during the first half of the month. This gives me plenty of leeway in case they make adjustments to the due dates. Also, if I get a windfall and decide to send an extra payment to my snowball card I can do it before the cycle ends. shirehobbitshire, be careful--if you make a payment before the billing cycle closes, it won't count towards what you owe after the billing cycle closes. Just make sure your billing cycle closed before you make your payment...--Booa
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