No. of Recommendations: 3
Thanks for you comments. I feel more like Bruce Doe at the moment, as our retirement life (18 years so far) is changing more rapidly than either of us imagined, DH is 69, I'm 68, and the only good thing I can say about things is it is giving us time to think decisions through.

I believe after what I was able to learn yesterday, individual bonds is not the place for us to fool around.

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