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Thanks for your comments! I've since found out that the age limit on buying an annuity (at least at Vanguard) is 75, so that option is now out anyway.

>>Rather than bond fund, you should take a look at laddered maturity corporate bonds. They are discussed on the Bonds and Fixed Incomes board in the Investors
Roundtable folder.<<

Thanks -- I'll look into them.

---joe


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