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Thanks for your input. Most of the credit cards are to the max. Not months behind on any payments - it's just getting harder and harder to make the payments. I'm spreading them out through the month but that means that someone's going to be a little late, which means late charges. I'm going to try calling them and see what they can do for me. I lease my car and am not late with those payments or my house payment. I have just bit off more than I can chew. Thanks for your concern. Have a good day!
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